Has anyone here had issues with their bank holding funds longer than expected? I deposited a check three days ago and it still hasn’t cleared. Wondering if this is normal or if I should contact customer support.
Yeah, that’s pretty common depending on the bank and the type of check. Some banks hold deposits for 3–7 business days, especially if it’s from a new account or a larger amount. Best thing is to call or check your online banking for their specific policy—it’s usually listed there.
I had the same with a deposit and learned some banks take a few days for checks to clear, so I reached out to Santander Bank phone number where they share customer service contacts and helpful info, and getting in touch with them directly solved my issue quickly.
Listen, why are the timelines like this anyway? Like, I needed to urgently send money abroad, and they told me I might wait up to five days. Is that even normal in 2026?
When you transfer through banks, the payment goes through a bunch of intermediaries. All the checks take time too. I think that’s the issue. But with third-party services like KoronaPay https://koronapay.com/transfers/europe/en/landing/de-uz/, faster transfers don’t mean they’re less safe. It’s just a different setup. That’s why the fees are different and the timelines are much shorter.
